2024
We did the research for you!
Learn more〉
Licensing- User Reviews
- Mystery Shopping Calls
Financial Advisors FAQs〉
Financial Advisors FAQs
Learn more〉
Last updated:
FEATURED
Free Consultation
SmartAdvisor by SmartAsset
- Estate Planning
- Financial Planning
- Investment Management
- Retirement Planning
Why choose this provider?
SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- ––
Price: Free Consultation
(848) 266-5776
848-BookPro
Why choose this provider?
Need help contacting a Financial Advisor in Miami Gardens? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
Price: Free booking service | Call 848.Book.Pro!
- Certified Financial Planner (CFP)
Why choose this provider?
Florida Financial Advisors is a full-service financial and wealth management firm serving Miami Gardens. It offers a wide range of financial planning services including 401(k) strategies, employer benefits optimization, and tax and insurance strategies. Its team of advisors takes its time to know clients personally and provides them with progress updates once a financial plan has been created. The firm partners with various companies like Charles Schwab and Amerlife. Its president, Jason Mickool, has 25 years of experience assisting business owners and high-net-worth individuals.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (28)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Finance Planning
- Investment Management
Why choose this provider?
Established in 2000, Northstar Financial Planners, Inc., is an advisory firm that caters to clients in and around Miami Gardens. It reviews the financial histories of individuals and couples, from their annual income to credit scores. The firm then assists them in developing strategies to achieve a stable retirement through investments and savings accounts. In addition to traditional clients, the firm offers a specialized retirement plan for firefighters and police officers. Founder Allen Giese has been a financial advisor for over 30 years and is a Chartered Life Underwriter.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (2)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Tax Planning
Why choose this provider?
Fuster Financial Group is an advisory firm that has been serving clients in Miami Gardens since 2017. It helps entrepreneurs, professionals, and retirees in financial planning, asset management, insurance, and estate conservation. It advises and educates clients about financial concepts and products such as bonds, stocks, brokerage accounts, and annuities. The company's founder, Pastor Fuster Jr., is a Certified Financial Planner with over 15 years of experience working for firms including JPMorgan Chase, Wachovia Securities, and Wells Fargo Advisors.
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Retirement Planning
- Financial Planning
Why choose this provider?
Morris Financial helps clients obtain financial security through its financial planning services. Serving Miami Gardens, the firm creates personalized financial roadmaps for each client, helping them manage their wealth, plan for the future, and secure their assets based on their long-term goals. Its professionals handle retirement planning, college funding counseling, and estate planning. It also assists in purchasing insurance products that provide financial protection in case of accidents. Morris C. Esquenazi is a Certified Financial Planner who has been representing Northwestern Mutual since 2011.
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Finance Planning
Why choose this provider?
Tobias Financial Advisors has over 40 years of cumulative experience in various aspects of wealth planning. Serving Miami Gardens and the neighboring communities, the firm provides a range of wealth management services, such as risk management, cash flow management, and tax, retirement, and estate planning. All of the company's advisors are Certified Financial Planners who help clients set goals, review financial health, and develop customized plans. They also act as accountability coaches to help them stay on track in meeting their financial goals.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (2)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- ––
- Financial Planning
Why choose this provider?
Katharine Desoto is a financial advisor at Morgan Stanley who serves clients in Miami Gardens. She helps individuals and families achieve their financial goals through retirement planning, family budget management, and estate planning. As a workplace advisor for equity compensation, Katharine has experience in equity award optimization. She is part of the Spectrum Group, which serves affluent investors, foundations, and corporations. Morgan Stanley has been providing financial services for more than 80 years.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Private Wealth Advisor
- Insurance Products
Why choose this provider?
Kristi Clark is a financial advisor and investment broker under Thrivent. She and her team serve individuals, families, and groups in and around Miami Gardens. She helps clients achieve their financial goals through life insurance, retirement planning, bank products, and charitable giving. Her affiliate, Thrivent, is a Christian community established in 1902 seeking to support churches and non-profit organizations. The company was named as one of the World's Most Ethical Companies by Ethisphere Institute 10 years in a row.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Financial Planning
Why choose this provider?
Genesis Wealth Management, Inc., is an independent investment advisory firm that serves families, individuals, and business owners in Miami Gardens. Included in its services is financial plan development, which involves creating tax, estate, insurance, and retirement income plans. Its team also helps build investment portfolios, accessing institutional assets and managing clients' risks in the process. Firm founder Mario Yngerto is a Certified Private Wealth Advisor with over two decades of experience. He is a past president of the Financial Planning Association Dallas Ft. Worth Chapter.
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (1)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- Estate Planning
Why choose this provider?
The Henderson Financial Group is a full-service investment advisory firm serving Miami Gardens. It provides financial planning services to persons who are fresh out of college, freshly married, or planning for retirement. Its team also helps clients in securing their future through insurance planning, investment management, and small business planning. The company's founder, Robert Henderson Jr., is a Certified Financial Planner and a real estate broker who authored the book called "The New Underground Railroad: Breaking the Chains of Economic Bondage."
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
- Responsiveness
- Friendliness
- Helpfulness
- Detail
- ––
Frequently Asked Questions
Introduction
There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certificationsthat financial advisors can obtain.
- Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
- A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
- A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
- An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.
Do you need to hire a financial advisor to handle your 401k in Miami Gardens?
Yes, hiring a financial advisor to manage your 401k in Miami Gardens is essential for you. Plan providers need to assess your needs more thoroughly. They can only provide general information about investment options within the plan. You may need specialized advice to get personalized guidance for your current and future financial requirements. Hiring a financial advisor ensures you receive tailored guidance to maximize opportunities and strategies relevant to your assets and goals.
What is the best way to plan your retirement tax in Miami Gardens?
To plan for your retirement tax in Miami Gardens, consider contributing to Roth accounts. While they require taxed initial contributions, they offer tax-free growth. This approach can be advantageous if you are willing to forgo some tax deductions. It's crucial to note that social security benefits may be subject to taxes, leading to unexpected tax bills and increased reliance on retirement savings. To ensure adequate retirement savings, create a comprehensive financial plan that addresses these factors and aims to minimize tax liabilities.
What do you need a financial planner in Miami Gardens?
There could be various reasons you need to seek help from a financial advisor in Miami Gardens. First, Suppose you need help understanding the impact of financial decisions on your goals and need more time or expertise to handle finances independently. In that case, you need an expert to take it. Financial advisors can guide you in making critical financial decisions. They can provide a comprehensive strategy for all your goals and update financial plans. A financial planner can offer expertise and support and help you establish a solid financial system that aligns with your needs.
What are the investment choices you can have in Miami Gardens?
In Miami Gardens, you have different investment choices available. These include institutional funds, index funds, exchange-traded funds, individual stocks, bonds, and alternative investments. You can decide where to allocate your money depending on your current financial capacity, goals, and desired returns. It is advisable to consult with a financial advisor for guidance before making any investment decisions.
How do you differentiate asset allocation from diversification in Miami Gardens?
Asset allocation means spreading your savings and investments across different assets like stocks, bonds, cash, and real estate. Diversification, on the other hand, involves applying your investments within each asset. For example, owning stocks from different sectors diversifies the stock category. However, proper diversification goes beyond stocks and includes various asset types in your portfolio. By combining other assets, investors can create a well-balanced and diversified portfolio in Miami Gardens.
Are financial advisors worth it?
Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.
Related Articles
Featured
Kai-Zen Retirement Strategy: What Is It and How Does It Work?
If you are a high-income earner looking for a way to amplify your savings without major tax ramifications, consider exploring...
You might also like...
Wealth Planning for Business Owners
Personal Financial Plans for 50: Examples
What’s The Difference Between Pensions and Retirement?
Find top Financial Advisors nearby
- Pembroke Pines, FL
- Hialeah, FL
- Hollywood, FL
- Davie, FL
Other top picks in your area
- Health Insurance in Miami Gardens, FL
- Credit Repair in Miami Gardens, FL
- Life Insurance in Miami Gardens, FL
- Homeowners Insurance Agency in Miami Gardens, FL
As someone deeply immersed in the realm of financial planning and investment management, I can attest to the critical importance of finding the right financial advisor to navigate the complexities of wealth management. The information provided in the article is valuable for individuals seeking financial advice in Miami Gardens, and I'd like to shed light on the concepts and key aspects mentioned.
-
SmartAsset's SmartAdvisor:
- SmartAsset offers a free, user-friendly tool that employs a proprietary algorithm to match individuals with qualified financial advisors based on their specific needs.
- Advisors recommended by SmartAsset are fiduciaries, legally bound to act in the client's best interest, and are rigorously vetted for quality.
-
Florida Financial Advisors:
- This firm, led by Jason Mickool, boasts 25 years of experience and provides a range of financial planning services, including 401(k) strategies, employer benefits optimization, and tax and insurance strategies.
- The firm partners with reputable companies such as Charles Schwab and Amerlife, emphasizing its commitment to delivering comprehensive financial solutions.
-
Northstar Financial Planners, Inc.:
- Established in 2000, this advisory firm, under the leadership of Allen Giese, focuses on reviewing the financial histories of individuals and couples to develop strategies for a stable retirement through investments and savings accounts.
- Notably, the firm extends specialized retirement plans for firefighters and police officers.
-
Fuster Financial Group:
- Operating since 2017, this firm, founded by Pastor Fuster Jr., offers services in financial planning, asset management, insurance, and estate conservation.
- Pastor Fuster Jr. brings over 15 years of experience from notable financial institutions like JPMorgan Chase, Wachovia Securities, and Wells Fargo Advisors.
-
Morris Financial:
- Morris C. Esquenazi, a Certified Financial Planner, leads Morris Financial in providing personalized financial roadmaps, covering areas such as retirement planning, college funding counseling, and estate planning.
-
Tobias Financial Advisors:
- With over 40 years of cumulative experience, Tobias Financial Advisors emphasizes wealth planning services, including risk management, cash flow management, and tax, retirement, and estate planning.
- All advisors in the firm hold the Certified Financial Planner designation.
-
Katharine Desoto at Morgan Stanley:
- Katharine Desoto, operating within Morgan Stanley, focuses on retirement planning, family budget management, and estate planning.
- As part of the Spectrum Group, she caters to affluent investors, foundations, and corporations.
-
Kristi Clark under Thrivent:
- Kristi Clark and her team, affiliated with Thrivent, provide financial services, including life insurance, retirement planning, bank products, and charitable giving.
- Thrivent has been recognized as one of the World's Most Ethical Companies for ten consecutive years.
-
Genesis Wealth Management, Inc.:
- Independent investment advisory firm led by Mario Yngerto, a Certified Private Wealth Advisor with over two decades of experience.
- Services include financial plan development, investment portfolio management, and risk management.
-
Henderson Financial Group:
- Robert Henderson Jr. leads this full-service investment advisory firm, providing financial planning services for individuals at different life stages.
- The firm emphasizes economic empowerment, as evidenced by Robert Henderson Jr.'s book, "The New Underground Railroad: Breaking the Chains of Economic Bondage."
In addition to the individual firm profiles, the article addresses frequently asked questions related to financial advisors, retirement planning, tax planning, and investment choices. It educates readers on the various titles for financial professionals, clarifying the roles of financial planners, wealth managers, and investment advisors.
Furthermore, the article touches on retirement tax planning, the necessity of hiring a financial advisor for 401(k) management, and the distinction between asset allocation and diversification. It concludes with a discussion on whether financial advisors are worth the investment, considering factors like the complexity of financial situations.
This comprehensive coverage equips readers with essential knowledge to make informed decisions when seeking financial advice and services in Miami Gardens.
